We're brokers, not a processor. We work with multiple banking partners with different risk appetites and match your brand to the one that says yes, including lab-only and research-use-only.
No credit pull. No fee to talk. Just tell us your situation.
Numbers from our processing partner network.
Every processor is one bank's risk appetite. When that bank changes its mind about peptides, you're out, no matter how clean your account was. We fix the structure, not just the account.
Stripe, PayPal, and Square were never built for this category. And even "high-risk" processors are locked to their own banks. If their underwriting says no, the conversation is over.
We broker across multiple processing partners. Lab-only brand? MATCH-listed? No processing history? Different partners say yes to different profiles. Our job is knowing which one fits yours.
Placements are dedicated merchant accounts underwritten for what you actually sell, not an aggregator account waiting to flag you. That's the difference between processing and borrowed time.
A short call or a text. What you sell, what happened with your last processor, roughly what you're doing in volume. Five minutes, no forms yet.
Instead of applying blind and hoping, we take your profile to the partner whose underwriting actually fits it. That's why this moves quickly. No restarting from zero after every decline.
Application, underwriting, and gateway setup with the matched partner. We stay in the loop through approval so nothing stalls in someone's inbox.
Most brokers hand you off and move on. We stay on as your payments partner for the long run.
Holds, reserve changes, compliance flags. More often than not we can step in, advise, and work with the partner directly to get the relationship back on track.
If a partner stops being the right fit, we already know your file. Moving you to a better-fit processor is a conversation, not a restart from zero.
Volume caps, backup accounts, new product lines. As your brand grows, we plan the next placement before you actually need it.
For most of our placements, no. Some processors require it; several of our partners don't. This is exactly why routing matters. We send you to the partner whose requirements match your setup instead of forcing your brand through one rigid checklist.
No. MATCH narrows which partners can take you, and terms may be more conservative at first. But we work with partners who evaluate MATCH-listed merchants case-by-case rather than auto-declining. Tell us what happened. The story matters more than the flag.
Our average placement is approved in 4 to 12 days, depending on your paperwork and the partner. Because we route to the partner most likely to approve your profile, you skip the weeks of serial applications and declines.
The usual underwriting package: business entity docs, bank statements or processing history if you have it, and a website that meets the partner's compliance standards. We'll tell you exactly what your matched partner needs, and we'll flag anything on your site that would slow approval before you submit.
That's what we're for. If holds, reserve changes, or compliance flags come up down the line, we step in, advise, and work with the partner to fix the relationship. If the fit is truly broken, we route you to a different processor. We already know your file, so it moves fast.
Nothing. We're brokers. We get paid by the processing partners when a placement works out. You pay the processor's rates, which we'll walk through with you before you sign anything.
One conversation and we'll tell you honestly whether we can place you, where, and what it'll take.